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Job Title: Credit Underwriting

Salary: £28,000

DCS Recruitment are working in partnership with a London based Loan broker who are looking to recruit and experienced Credit Underwriter to their established team.

To date they have arranged over £210m in loans and are one of the fastest growing established operator in their sector, more than trebling their total lending in the last 12 months.

Responsibilities:

  • Credit Underwriting - Evaluate credit applications (usually for unsecured loans between £500 and £25,000) to approve or decline credit applications

  • Fraud Avoidance - Support the fraud underwriter in identifying fraudulent applications and identifying potential fraud trends and ways to improve policies to avoid losses
  • Credit Improvements - Identify methods to improve underwriting decisioning either through better information collections and presentation recommendations, or system enhancement
  • Evaluate customer affordability and determine ability to repay
  • Liaise with third parties including finance brokers, affiliates, credit reference agencies including CallCredit, Equifax and Experian, and debt collection agencies

Skills, Qualifications and Experience:

  • Exposure to a financial services environment - especially in terms of consumer lending (loans or credit cards, and data analytics)
  • Common sense approach to finance and a customer focussed personality

Working location and Days:

  • The work location will always be in the Southwark office.
  • Core working days will be 5 days and must include either or both Saturday and Sunday (always the same, i.e. agreed at employment outset) and midweek between 9am and 6pm